We are excited to announce our newly formed professional partnership with Medical Group Insurance Services (MGIS). For more than 50 years, MGIS has specialized in creating a continuum of coverage that addresses the unique income replacement needs of physicians and dentists. Working with world-renowned underwriters at Lloyd’s of London, MGIS has added a layer of coverage for high-earning physicians and dentists: MGIS incomeprotect® | HIGH LIMITS maintains the integration of key provisions crucial to protecting high-income earners.
This new disability insurance program is available exclusively to our members. As a physician’s income grows, finding disability insurance that adequately replaces income when a disability occurs is difficult and expensive. This insurance program solves this problem with features and pricing exclusive to association members. The coverage is provided by the prestigious Underwriters at Lloyd’s of London, through their U.S. partner, MGIS, who has delivered income protection solutions to doctors nationally for more than 50 years.
You can choose from these benefit options:
- $250,000 with a one-year elimination period
- $500,000 with a one-year elimination period
- $1,000,000 with a one-year elimination period
This program has other advantages that you won’t see on other offerings outside of this exclusive program:
- Easy Enrollment. Simplified Issue (only three questions about missed work and recent medical needs; no exams are required).
- Best Definition of Disability in the Industry. You are considered disabled if you cannot perform the actual procedures you have performed over the past 12 months. This is crucial to ensuring you qualify for benefits.
You may pre-enroll by clicking here for easy electronic enrollment. To make enrollment even simpler, you’ll want to have the following available when you log in:
- Your NPI or SSN
- Total earned income from all practice settings
Please send questions to HighLimitsFAQ@MGIS.com.
Contact us today if you have questions about this exciting new service offering with our latest professional partner.