Policy
The CARE policy offers solid, affordable coverage to physicians from coast-to-coast. We operate as a physician-oriented and agent-focused company as we maintain tight underwriting standards while offering the lowest premium possible and tailored flexibility.
- Claims Made Coverage
- Limits available that meet or exceed state requirements
- Prior Acts and Death, Disability and Retirement (DD&R) coverage available
- Coverage for individual physicians, as well as single and multi-specialty groups
- Corporate entity shares limits of liability
- Ancillary personnel can be covered on a shared-limit basis (subject to certain restrictions)
- Special pricing for part-time, low-volume visits, low reads, deliveries and surgery
- Deductible options available
- Policy provides up to 30 days of locum tenens coverage
- Policy can be tailored to meet physician’s needs
- Nursing home directorship by endorsement
- Cyber coverage included with policy ($100,000 limit)
- Risk management program included with policy
- Installment financing
- Non assessable policy
- Group self insured profit sharing