Policy

The CARE policy offers solid, affordable coverage to physicians from coast-to-coast. We operate as a physician-oriented and agent-focused company as we maintain tight underwriting standards while offering the lowest premium possible and tailored flexibility.

• Claims Made Coverage
• Limits available that meet or exceed state requirements
• Prior Acts and Death, Disability and Retirement (DD&R) coverage available
• Coverage for individual physicians, as well as single and multi-specialty groups
• Corporate entity shares limits of liability
• Ancillary personnel can be covered on a shared-limit basis (subject to certain restrictions)
• Special pricing for part-time, low-volume visits, low reads, deliveries and surgery
• Deductible options available
• Policy provides up to 30 days of locum tenens coverage
• Policy can be tailored to meet physician’s needs
• Nursing home directorship by endorsement
• Cyber coverage included with policy ($100,000 limit)
• Risk management program included with policy
• Installment financing
• Non assessable policy
• Group self insured profit sharing